In the past few years, I’ve had more money left over in my Flexible Spending Account (FSA) than what I’m allowed to roll over to the following year. Since we fortunately don’t have many doctor visits or prescriptions each year, once we hit December I’m looking for ways to spend this money on things we can use.
Not all health insurance plans have FSA available, and essentially it is a way to use pre-tax dollars to offset out of pocket medical costs. It doesn’t always make sense on what is a qualified FSA product. Band-Aids are covered, but Tylenol isn’t (without a prescription); condoms and pregnancy tests are covered, but feminine hygiene products aren’t.
At some stores, you can simply run the FSA debit card and the covered items will be paid via that account. Normally this was tied to stores that were classified as drugstores and pharmacies; however, I recently discovered that it is possible to add your FSA card to your Amazon account and buy items directly with it.
Since there are so many odd stipulations around what is a qualified purchase with an FSA card, I’ve compiled a list of over 100 items that you can buy off Amazon with your FSA money. The list below is broken up into different sections such as Baby/Kid, First Aid, Eye Care, Skin Care, and Miscellaneous.
100+ FSA Eligible Items on Amazon
Baby/Kids
- NoseFrida –
- BoogieWipes – I’ve heard that these things are pretty much essential when Emmett gets his first cold so I’m planning on picking up a pack or two.
- Baby Saline Spray –
- Nursing Pads –
- Goodnights –
- Breast Milk Storage Bags –
- oogiebear –
- MediFrida –
- Windi –
- Battery Operated Nasal Asperator –
- Orthodontic Pacifier –
- Smart Thermometer –
- BoogieBulb –
- Owlet –
- Baby Healthcare Kit –
- Non-Contact Thermometer – I bought this thermometer last year with some left over FSA funds, and it has been nice as Brad and I went through a couple colds earlier in the year. In just a few seconds we could see how our fever was progressing.
- Philips My Natural Drinking Cup –
- Miku Smart Baby Monitor – When we were researching what baby monitor to buy, I was glad to see that we could use some FSA funds on the Miku. We love this baby monitor, it was money well spent!
- Philips Avent Glass Bottles –
- Philips Soothie Pacifier –
- Waterproof Sheet & Mattress Protector –
- AllerMates Medicine Carrying Case –
- AllerMates Wrist Band –
- Boo-Ewe Comfort Plush –
- Quick Clean Steam Bags – We used quite a few of these bags when we were in Portland waiting for ICPC clearance. They were great to clean Emmett’s bottles in the hotel.
- Milk Saver Bags –
- Milkies Freeze Storage Solution –
- Breast Milk Cooler –
- Maternity Band –
Cold Care
- BoogieMist –
- Personal Steam Inhaler – I bought a similar one last year, and it definitely felt good to breath in some steam when cold season hit.
- Simply Saline – I generally keep a can of this in the shower during cold and allergy season to help clear out my sinuses.
- USB Humidifier –
First Aid
- All Purpose First Aid Kit –
- SteriStrips –
- Mini First Aid Kit –
- BloodCEASE –
- Wound Wash –
- Instant Cold Compress –
- Moleskin –
- MediBag Family First Aid Kit –
- MediPro Baby First Aid –
- MediPro Kid First Aid –
- Self-Adhering Wrap –
- Active Waterproof Bandages –
- KT Tape –
- CPR Kit –
Eye Care
Unfortunately, the allowed eye drops are specifically for contact wearers; however, if you wear glasses or contacts, there are lots of options available!
- Lubricant Eye Drops –
- Lens & Screen Cleaning Wipes –
- Glasses Repair Kit –
- Contact Lens Solution –
- Individual Eye Drops –
- Lens Case –
- Microfiber Lens Cleaning Cloths –
- Front Connect Readers –
- Lens Cleaning Kit –
- Glass Droppers –
Foot Care
After wearing some uncomfortable shoes around Disney for a few days, I’m going to wear insoles and good shoes the next time we go. I also really like buying blister band-aids for our travels.
- Heavy Duty Insoles –
- Plantar Faciitis Insoles –
- Metatarcel Pads –
- Toe Spreaders –
- Tri-Zone Comfort Insoles –
- Heel Pain Insoles –
- Metatarcel Sleeve –
- Foot Massager –
- Heel Cushion Pillow –
- Lower Back Pain Insoles –
- Wart Remover –
- Callus Cushions –
- Toe Tubes –
Dental Care
I have heard that if you have a prescription from your dentist you can also buy a Sonicare or water pik.
Sunscreen/Skin Care
We’re hoping to go somewhere warm next year, and our sunscreen is probably mostly expired so this will be the perfect time to stock up on a new stash.
- Intense Therapy Lip Balm –
- Ultra Sheer Sunscreen –
- Kids Sunscreen Stick –
- Baby Sunscreen Stick –
- NIVEA Skin Firming Lotion –
- Hydrating Sunscreen –
- Tinted Moisturizing Sunscreen –
- Tinted Lip Balm –
- Eye Gel Mask –
Miscellaneous
- Ear Infection Monitor –
- Upper Arm Blood Pressure Monitor –
- Wrist Blood Pressure Monitor –
- Fitted Wrist Band –
- Pill Crusher –
- Posture Corrector –
- Neck Hammock –
- Bathroom Scale –
- Reading Magnifying Glass –
- Home AED –
- Shoulder Relief Pillow –
- Walking Stick Chair Combo –
- Ankle Support –
- Neck Pillow Heating Pad –
- Headache & Fever Cooling Patch –
- Alcohol Pads –
- Thermacare Heat Wrap –
While the stipulations may be tight on how to use FSA funds, there are still plenty of items available. I have a few of the above items in my shopping cart ready to go for this year. What sort of items would you buy?
